Secure Document Portal with Automated Income Verification

The Challenge

FinanceFirst needed a secure and scalable platform to collect sensitive financial documents from users during loan applications. They required full compliance with CCPA and GDPR, while minimizing user friction and manual verification steps.

Our Solution

We built a responsive web portal with secure upload, verification automation, and real-time syncing to payroll providers via API integration:

• Bank-level document encryption and secure cloud storage
• Income & employment data sync via Plaid and payroll APIs
• Dynamic document checklist with borrower/co-borrower tagging
• CCPA/GDPR consent flows with audit logging

Results & Impact

• Reduced manual document review by 70%
• Verification time cut from 2 days to under 2 minutes
• Successfully passed third-party security & compliance audits
• Improved user experience with a 40% increase in completion rate